12 Steps to Financial Success for International Expatriates

My easy 12-step guide will help you understand and master the basics of financial planning. It will enable you to take control of your own unique financial situation in order to achieve financial success. Once you have followed all of the steps you’ll have complete peace of mind knowing that your financial independence is guaranteed and you never need to worry about it again!

12 Steps to Financial Success book cover

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About Me

I’m a firm believer that a good financial advisor can make a significant, positive difference to people’s lives and that’s why I love what I do.

I specialise in working with expatriates and I get personal satisfaction from helping people set clear, defined goals and put structures in place to first of all protect their families and then build for their future. I wrote the self help financial planning book to help and reach more people who don‘t have time to meet.

I also pioneered the ‘Carl Turner Financial Success Goal Setting Program’ to help people get back on track in their lives.

I look to build long term working relationships with my clients, to help them achieve their goals and have a better quality of life.

I always ask myself, if I were a client what would I like from a financial advisor?

I’d want them to be:

Professional, experienced and qualified

Accessible and approachable

Offer cost effective, transparent advice

These are the areas I provide.

I have over 14 years experience in the financial planning, with hundreds of expatriate and repatriate clients in Asia who I actively service on a regular basis.

12 Steps to financial success for international expatriates

  • Are you constantly worried about your finances but don’t know how to improve them?
  • Are you unable to put pen to paper and really plan for your financial future?
  • Do you wonder what you should be doing to guarantee a healthy and successful financial life for yourself and your family?
  • Do you want to beat financial stress and achieve financial independence in 12 easy steps?
  • If you answered yes to any of these questions then this book is for you!

What you will find in this book

12 Steps to Financial Success breaks financial planning down into 12 key areas in a step-by-step guide to achieving financial freedom.

It begins with the basics of defining and setting your financial goals and budgeting and works through a logical strategy covering the key elements to any financial plan to both protect and create wealth.

You will learn how to take control of your financial situation with easy-to-follow tips on key areas of personal and family financial planning relevant to international expatriates. These include: life insurance, medical insurance, retirement planning, buying a property and estate planning.

The 12 steps cover everything that you need to do in order to have a happy and successful financial life.

What is financial success?

Financial success can be defined as having a sound financial plan which means that you never have to worry about your finances again.

By putting relevant strategies in place and planning for all potential outcomes, whatever life throws at you, you can protect your financial future while you are working and also in your retirement. As a financial adviser of 14 years, I have helped hundreds of clients take control of their financial planning and get into this exact position.

Now, with the help of this guide, you can do the same.


“After having had mixed experiences with previous advisors, I am more than happy to have found Carl who has been helping me with my financial planning now for the past few years. He initially helped me to set the goals I wanted to achieve and then came up with an action plan. He has also advised me on a variety of other areas including my personal investments, banking and currency management as I am working partly overseas. I can happily recommend Carl to others who seek advice and need an ‘out of the box’ approach”

Jakob Hammling

Marketing Consultant – SBO MEDIA Group ltd

“Carl is an excellent financial advisory professional and is the best that I have personally worked with over the last 7 years. Not only is he able to provide options when queried or requested for, but also proactively has made excellent suggestions on financial advisory options which has further supported my ability to take firm decisions related to these options. I have also had an excellent working relationship because of his affability. I hope to continue to benefit from my interactions with Carl.”

Anshuman Saikia

Regional Programme Support Coordinator – IUCN

“Absolutely satisfied with Carl service and advices. Since I became an infinity client has been a pleasure to work with a financial adviser who understand the needs of the clients. Professional, ethical and caring demeanour elicits my trust and respect and I happy to recommend your services whenever possible.”

Fornillo Giuseppe

Hotel Manager at Sheraton Grande Tokyo Bay

“I have been a client of Carls for over 6 years, after initially working alongside him as a colleague for 2 years. While working with him I realised that I could trust him and that he was very knowledgeable and ethical so I started using him for my financial planning needs after I moved companies. He is always available to discuss my needs. I have no hesitation in recommending Carl.”

Jan Tarkowski

Account Manager

“Carl is a well-researched and educated financial advisor. He takes time to visit the clients and get to know them. He is well informed of the markets and he is able to advice the client well. I appreciate from Carl, that he takes the time to visit his clients and understand our needs, so the recommendation is meaningful.”

Jair Parada

Director for Organizational Compliance

Connect With Carl









Thailand: +66 (0) 86-995-5071
Hong Kong: +852 6372 2898